Steps to Take After a Texas Car Accident to Make Sure Insurance Covers You!
Texas experiences heavy traffic, particularly in major metropolitan areas like Houston, Austin, and Dallas. Unfortunately, these sun-filled roadways also witness a high number of car accidents. Understanding the right steps to take after a car accident in Texas is crucial for securing compensation and future.
At injurylawyertx we bring over 20 years of experience to assist you in your car accident case and guide every step of the way from claim to trial and, if needed, appeal.
In 2024, Texas saw 2,000 traffic fatalities on rural roadways accounting for 45.12% of all traffic-related deaths in the state. Central Texas freeways including I-35, SH 45, and FM 1626 are burdened with frequent catastrophic collisions involving both passenger vehicles and commercial trucks.
Seek Medical Attention First
Your first priority is to check whether anyone is injured. If you, a passenger, or the other driver has noticeable or severe injuries, call emergency medical services immediately. Your safety and the safety of everyone involved must come first. Avoid moving anyone who appears to be seriously injured unless they are in immediate danger, such as being positioned in the middle of the roadway where oncoming traffic could cause further harm.
Contact Local Law Enforcement
Under Texas law, any car accident involving injury, death, or property damage exceeding $1,000 must be reported to local law enforcement. Even if the collision seems minor and you’re unsure of the extent of the damage, it’s wise to contact the authorities. An official accident report can strengthen your case with the insurance company and support you if you choose to pursue a claim.
Collect Important Information
Start by gathering as much evidence as possible at the scene to document what happened. Take photos and videos of the vehicles, the damage, skid marks, road conditions, and any factors that may have contributed to the crash such as poor signage or bad weather.
Inform Your Insurance Company
Notify your car insurance company that the accident has occurred and provide them with the basic details, no matter who may be at fault. Texas follows a modified comparative negligence system, which allows you to recover damages even if you share some responsibility for the crash as long as you are not more than 50% at fault.
Hire a Car Accident Lawyer
Insurance companies may attempt to offer a low settlement that falls short of covering your actual losses. If your accident was caused by someone else’s negligence, you may also have grounds to pursue a personal injury claim. In either situation, working with a Texas car accident lawyer can help you negotiate with insurers and ensure your claim is properly filed and fairly valued.
Request a Call Back
Do you need to hire a personal injury attorney? Attorney Shawn Jaffer covers methods to maximize your settlement value.
+1 (888) 498 9533